Travelers take on the risk and provide the coverage you need to protect the things that are important to you – your home, your car, your valuables, and your business – so you don’t have to worry. We have been around for more than 160 years and have earned a reputation as one of the best property-casualty insurers in the industry because we take care of our customers. Our expertise and focus on innovation have made us a leader in personal, business and specialty insurance and the only property casualty company in the Dow Jones Industrial Average.
Every day, our approximately 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland, and Brazil help provide peace of mind to our customers.
Within just minutes, get a quote on auto insurance designed to help protect you and your car, as well as the people around you. Car insurance coverage can vary from state to state, so it’s important to know what’s included in your basic coverage, the policy limits and what, if anything, you may need to add.
Home. It’s your safe haven. It’s where you raise your family and create memories that last a lifetime. Whether you’re buying insurance for your first home or the high-value home of your dreams, Travelers can help you protect this prized possession with homeowners insurance that fits your priorities and your budget. It is quick and easy to get a quote for homeowners insurance from Travelers.
What Does Homeowners Insurance Cover
What’s covered; what’s not. A homeowners insurance policy can cover damage caused by such perils as fire, windstorms, hail, lightning, and vandalism. Typically, damage caused by floods and earthquakes are excluded. Optional coverages and policies may be available to cover damage due to additional perils.
While your landlord likely may have insurance coverage for the building itself, you may need a renters insurance policy to protect your personal possessions. Your renter’s insurance policy can also help protect you from liability if, for example, a visitor accidentally trips over your rug and breaks a leg. Get a quote today and get coverage that can help you rent with peace of mind.
What Does Renters Insurance Cover?
Renters Personal Property Coverage
Renters insurance can provide protection for your furniture and personal possessions — at home or away from home — against losses such as fire, lightning, windstorms, hail, explosions, smoke, and vandalism. A renters policy can also protect your property against many types of theft loss in your apartment or anywhere in the world.
Renters Personal Liability Protection
In the event that a claim is made against you or you are sued, your renters personal liability coverage can help to cover the associated legal costs and related damages. Most renters policies provide $100,000 (minimum) of financial protection for covered accidental bodily injury or property damage to others. Higher amounts of coverage are available.
Medical Payments Coverage
Liability coverage generally can pay up to $1,000 per person — regardless of your legal responsibility — when a covered accident on your property involves bodily injury to others. It also can provide coverage in other situations as well. Higher amounts of coverage are available.
Additional Living Expenses
If you are forced out of your apartment by a covered loss, loss of use coverage can provide up to a percentage of the personal property coverage (also referred to as Coverage C) for necessary additional living expenses (such as hotel, meals, laundry, etc.) while your damaged apartment is being repaired. This is subject to coverage terms and limits. Higher amounts of coverage are available.
Renters may spend considerable time and money on alterations or improving their rental unit. Under a renters policy, you may apply up to 10% of your personal property coverage to repair or replace improvements made by you or acquired at your expense if damaged by a covered loss. Higher amounts of coverage are available.
It can take just a few minutes to get a quote for condo insurance from Travelers. This coverage may help bridge the gap between your condo association’s insurance policy and what’s your responsibility. The condo association’s insurance policy may provide protection for damage to the physical structure of your condo unit, and common property of the condo association. Your condo insurance policy can cover your personal belongings and items in your home, and can also provide personal liability coverage.
Boat or Yacht Insurance
In a matter of minutes, you can get a quote for boat and yacht insurance.
For boats, we offer 12-month coverage with our policies. For yachts, our specialized coverages will provide you with peace of mind.