Did you Miss Open Enrollment?

In most cases, you would need to wait until the next Open Enrollment period starts on November 1, 2018, to enroll in a new one. However, even after Open Enrollment has ended, there are some ways to still get health insurance coverage. Find out how you can to still get covered by chatting with a live agent Now. Plans starting at $50/month.

Apply OnlineSpeak to Agent

Did you Miss Open Enrollment?

In most cases, you would need to wait until the next Open Enrollment period starts on November 1, 2018, to enroll in a new one. However, even after Open Enrollment has ended, there are some ways to still get health insurance coverage. Find out how you can to still get covered by chatting with a live agent Now. Plans Starting at $50/month.

Apply Direct OnlineFill Contact Form

If you miss open enrollment, the only way to be covered is through a special enrollment period due to a qualifying life event. You can also enroll in a short-term plan which will cover you for four 3 month terms which will cover you through the year.

Below you can learn more about the short term plan and how it works.
*For other questions click on chat with us to speak with a live agent. or give us a call at 331-444-2831.

Because Life Is Unpredictable.

Our Short Term Medical insurance gives you a plan to face those unpredictable moments in life with confidence. It provides the financial protection you need from unexpected medical bills and other health care expenses, including:

  • Doctor visits and some preventive care
  • Emergency room and ambulance coverage
  • Urgent care benefits, and more

Short Term Medical helps you save more on health care when you visit network providers.
Any amount of time without health insurance is too long. Our Short Term Medical insurance includes flexible plan designs and options to help you find the plan that fits your needs, budget, and in this case, your time frame.


Access to the large, national Aetna Open Choice® PPO
Network helps you get the care you need for less


Choose the coverage period that fits your needs from
30 days to 3 months


Choose from a variety of deductible and coinsurance
options designed to help you find the plan that fits
your budget


Get coverage as soon as the next day

National Insurance Logo

Contracted States: IL, TX, SC, MI, NM

Secure your family - missed open enrollment

$250,000 to $1,000,000 in health
care coverage benefits available per
coverage term

Short-Term Brochure: Download


Short Term Medical plans offer affordable medical coverage but are medically underwritten. They do not provide Minimum Essential Coverage as mandated by the Affordable Care Act.

Apply for a Short-Term Policy

If you still want to get Market Place then, see if you qualify for a short-term policy. Be sure to click on the live chat if you have any questions.

Our Short Term Medical coverage provides protection from a variety of medical expenses

Plan Highlights - missed open enrollment
Short Term Plan Highlights - missed open enrollment
  • Doctor visits are subject to deductible and coinsurance

A medical facility providing immediate, non-routine urgent
care for an injury or sickness treated on a walk-in basis.

  • Unlimited visits
  • You pay $50 per visit; your medical deductible is waived and remaining expenses apply to coinsurance
  • Unlimited visits
  • Subject to an additional $250 access fee unless admitted to a hospital; costs apply to deductible and coinsurance
  • Unlimited trips
  • Maximum benefit of $250 per trip

* Ask your agent for the complete list of benefits

1 In Colorado, Florida, Ohio, Maryland, New Mexico, Oregon and Utah, this plan pays one $50 benefit for one doctor visit. Subsequent visits apply to deductible and coinsurance.
2 Provider count source: https://www.aetna.com/about-us/aetna-facts-and-subsidiaries/aetna-facts.html

Find A Provider

Choose your doctor from more than 664,000 participating providers in the Aetna Open Choice® PPO Network.

Find a provider at

Apply for a Short-Term Policy

If you still want to get Market Place then, see if you qualify for a short-term policy. Be sure to click on the live chat if you have any questions.

Is short term right for you - missed open enrollment

Short Term Medical insurance isn’t for everyone. Find out what it covers and what it doesn’t.

Short Term Medical insurance, as its name implies, isn’t meant to be a long-term solution. While it covers some medical expenses, it doesn’t cover everything. Make sure you take a look at what you need your health insurance to do for you and compare it to the benefits provided through Short Term Medical.
The examples provided are from larger lists of covered and non-covered services. For the complete listing of non-covered services, please refer to the Limitations and Exclusions pages in the back of this brochure.


  • Doctor visits, urgent care,* ambulance
    service and emergency room care
  • Diagnostic testing, mammograms, cancer
    testing, radiation therapy and Chemotherapy
  • Surgery, inpatient and outpatient hospital
    benefits, and hospital confinement benefits
  • Physical therapy, skilled nursing facility benefits
    and home health care
  • Child immunizations, transplant benefits
    and more


  • Outpatient prescription medications,
    eyeglass prescriptions and vision therapy
  • Normal pregnancy, or diagnosis and treatment
    of infertility
  • Any medical expenses resulting from
    pre-existing conditions

* For urgent care visits, this plan requires you to pay a $50 copay per visit. The deductible is waived, and the remaining expenses apply to coinsurance.

L.I.F.E. Membership Benefits    

L.I.F.E. Benefits will be automatically included in your short term policy. L.I.F.E. Association is a non-profit, members-only organization which provides lifestyle-related benefits and discounts to its members.

L.I.F.E Brochure: Download

You Can Add A Plan Enhancer (AME) to Your Short Term Policy to Create Coverage Similar To A Market Place Plan.

Plan Enhancer - missed open enrollment

Accident Medical Expense gives you the coverage you need to help pay the high out-of-pocket costs following an accident.

Accident Medical Expense (AME) has a $250 deductible. Following a covered accidental injury, this plan will help you cover accident-related medical expenses up to the benefit amount you choose.

Accident Medical Expense gives you the coverage you need

  • Helps you pay costs not covered by other insurance
  • No limit on the number of covered accidents
  • Benefits work to compliment your existing health coverage

How does Accident Medical Expense work? Let’s do some math.

The average cost of a fractured hip is $12,923. Now, let’s assume you chose a $5,000 benefit level, and have a primary medical plan with a $5,000 deductible.

TrioMED Brochure: Download

AME Sample - missed open enrollment

In this example, TrioMED would pay 95% of your primary medical plan’s deductible

Optional Addons:

Dental PPO Coverage:

Dental Check up Save on your dental plan - missed open enrollment

If you’ll like to add Dental Coverage to your short-term plan. National General gives you 15% off the Dental plan.

dental - missed open enrollment
Dental Plan Brochure: Download

Hospital Expense Protection:

top background health - missed open enrollment

Plans to help you limit your hospital out-of-pocket exposure
hospital protection 1 - missed open enrollment
Hospital Plan Brochure: Download

Have a Licensed Agent Answer Your Questions!

* Print Free National Prescription Discount Card Here

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