Dental Insurance Plans

Dental Insurance doesn’t have to be costly. Dental plans can start at around $8.95/month*

27% of adults aged 20 to 64 have untreated tooth decay!!

Before Choosing a Dental Insurance Plan

It’s a good idea to check on the number of dentists near you who are in-network before you buy a dental plan. If you already have a dentist, be sure to confirm if he or she is in-network. By choosing an in-network provider, you are making dental care more affordable for yourself.
Dental Appointment Save on your Dental Insurance Plan - Dental Insurance

What do Most Dental Insurance Plans Cover

Most Dental Insurance plans include coverage for preventive care like routine exams, cleanings, and X-rays. Some plans require a copay for preventive services while others cover those services 100% with no copay. It depends on the plan you choose, but preventive services are usually covered. Many dental plans also include coverage for basic services like fillings and extractions, and major services like root canals, crowns and more.

How Dental Insurance Works

You pay a monthly amount—this is your premium. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying—this is your deductible. After you meet your deductible, you are responsible for a percentage of covered expenses—this is your coinsurance. Most dental plans feature either a 20% or 30% coinsurance. Under some dental plans, you might pay a fixed cost for certain services, like X-rays—this is called a copay.
Six month deltal checkup - Dental Insurance
ENROLL TODAY
Why wait for the unexpected, be prepared for what life bring you.

Dental Plan Comparison

,,. 

FeaturesAmeritas - Dental InsuranceBCBS 2020 - Dental InsuranceCigna 2020 - Dental InsuranceNatGen 2020 - Dental Insuranceuhc 2020 - Dental InsuranceManhattan 2020 - Dental Insurance
A+ Rated CarrierYESYesYesYesYesYES
Plans Available233981
Plan NamesProtect Network
Protect
Basic
Standard
Premier
Dental Preventive
Dental 1000
Dental 1500
Indemnity Plan:  Basic, Intermediate, Plus
PPO Plan: Value, Plus, Prime
DVH Plans: 1, 2, 3

Primary: Primary, Preferred, Plus, Preferred Plus

Premier: Choice, Elite, Plus, Max

$1000,
$1500,
$3,000
Dental Networks:Ameritas Dental NetworkBlueCare HMO
BlueCare PPO
Cigna DPPO Advantage NetworkAETNA NetworkUHC Dental NetworkCareington PPO Network
Copay/Visit Fees
(In-network)
$50Basic Plan: $50
Standard Plan: $75
Premier Plan: $50
Preventive Plan: $0
1000 Plan: $50/p-$150/f
1500 Plan: $50/p-$150/f
Primary: $50
Premier: $50
$100
Copay/Visit Fees
(Out-network)
$50Basic Plan: $75
Standard Plan: $100
Premier Plan: $50
Primary: $50
Premier: $50
$100
Basic Dental Waiting Period:50% Instant, 80% 1yr100% Instant100% Instant100% Instant60% Instantly,
70% 2yr,
80% 3yr
Major Dental Waiting Period:50% Instant $600 maxBasic: None
Standard/Premier: 50% 1yr
Preventive: None
1000/1500: 50% 6mo
Primary Preferred, Preferred Plus: 15% after 6mo
Premier Choice, Plus: 10% none, 40% 1yr, 50% 2yr
Premier Elite: 15% 6mon, 50% 1yr, 60% 2yr
Premier Max: 50% 1yr, 60% 2yr
$0 1yr ,
70% 2yr,
80% 3yr
Orthodontic:50% 1yrNone1500: 50% 6moPremier Plus: 50% 1yrNone
Vision Plans Available:YesYesNoneYesYes
Vision Plans:Choice
Select
Basic
Standard
Premier
N/APlan A
Plan B
N/A
YEARLY MAXIMUM BENEFIT:$1,200Basic/Standard: $1,000
Premier: $2,000
Preventive Plan: $0
1000 Plan:  $1,000
1500 Plan:  $1500
Primary: $1,000
Primer: Choice $1500, Elite/ Plus $2,000, Max $3,000
$1000,
$1500,
$3,000

 

It’s quick and easy to get a Dental insurance quote schedule your appointment and start saving.
Men pointing to the right 1 - Dental Insurance
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

Local Office In Aurora IL, But Service All Chicago IL And Suburban Areas!


ABOUT US

We help people find the best insurance plan for Health, Life, Home and Auto Insurance. We only contract with America's Top Rated carriers.

LICENSED: IL, TX, NM, MI, SC, AR

CONTACT US

(331) 444-2831
info@landofinsurance.com
Chicago, IL

Pin It on Pinterest