Dental Insurance Plans
Dental Insurance doesn’t have to be costly. Dental plans can start at around $8.95/month*
27% of adults aged 20 to 64 have untreated tooth decay!!
Before Choosing a Dental Insurance Plan
It’s a good idea to check on the number of dentists near you who are in-network before you buy a dental plan. If you already have a dentist, be sure to confirm if he or she is in-network. By choosing an in-network provider, you are making dental care more affordable for yourself.
What do Most Dental Insurance Plans Cover
Most Dental Insurance plans include coverage for preventive care like routine exams, cleanings, and X-rays. Some plans require a copay for preventive services while others cover those services 100% with no copay. It depends on the plan you choose, but preventive services are usually covered. Many dental plans also include coverage for basic services like fillings and extractions, and major services like root canals, crowns and more.
How Dental Insurance Works
You pay a monthly amount—this is your premium. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying—this is your deductible. After you meet your deductible, you are responsible for a percentage of covered expenses—this is your coinsurance. Most dental plans feature either a 20% or 30% coinsurance. Under some dental plans, you might pay a fixed cost for certain services, like X-rays—this is called a copay.
ENROLL TODAY
Why wait for the unexpected, be prepared for what life bring you.
Why wait for the unexpected, be prepared for what life bring you.
Dental Plan Comparison
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Features | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
A+ Rated Carrier | YES | Yes | Yes | Yes | Yes | YES |
Plans Available | 2 | 3 | 3 | 9 | 8 | 1 |
Plan Names | Protect Network Protect | Basic Standard Premier | Dental Preventive Dental 1000 Dental 1500 | Indemnity Plan: Basic, Intermediate, Plus PPO Plan: Value, Plus, Prime DVH Plans: 1, 2, 3 | Primary: Primary, Preferred, Plus, Preferred Plus Premier: Choice, Elite, Plus, Max
| $1000, $1500, $3,000 |
Dental Networks: | Ameritas Dental Network | BlueCare HMO BlueCare PPO | Cigna DPPO Advantage Network | AETNA Network | UHC Dental Network | Careington PPO Network |
Copay/Visit Fees (In-network) | $50 | Basic Plan: $50 Standard Plan: $75 Premier Plan: $50 | Preventive Plan: $0 1000 Plan: $50/p-$150/f 1500 Plan: $50/p-$150/f | Primary: $50 Premier: $50 | $100 | |
Copay/Visit Fees (Out-network) | $50 | Basic Plan: $75 Standard Plan: $100 Premier Plan: $50 | Primary: $50 Premier: $50 | $100 | ||
Basic Dental Waiting Period: | 50% Instant, 80% 1yr | 100% Instant | 100% Instant | 100% Instant | 60% Instantly, 70% 2yr, 80% 3yr | |
Major Dental Waiting Period: | 50% Instant $600 max | Basic: None Standard/Premier: 50% 1yr | Preventive: None 1000/1500: 50% 6mo | Primary Preferred, Preferred Plus: 15% after 6mo Premier Choice, Plus: 10% none, 40% 1yr, 50% 2yr Premier Elite: 15% 6mon, 50% 1yr, 60% 2yr Premier Max: 50% 1yr, 60% 2yr | $0 1yr , 70% 2yr, 80% 3yr | |
Orthodontic: | 50% 1yr | None | 1500: 50% 6mo | Premier Plus: 50% 1yr | None | |
Vision Plans Available: | Yes | Yes | None | Yes | Yes | |
Vision Plans: | Choice Select | Basic Standard Premier | N/A | Plan A Plan B | N/A | |
YEARLY MAXIMUM BENEFIT: | $1,200 | Basic/Standard: $1,000 Premier: $2,000 | Preventive Plan: $0 1000 Plan: $1,000 1500 Plan: $1500 | Primary: $1,000 Primer: Choice $1500, Elite/ Plus $2,000, Max $3,000 | $1000, $1500, $3,000 |
It’s quick and easy to get a Dental insurance quote schedule your appointment and start saving.

Local Office In Aurora IL, But Service All Chicago IL And Suburban Areas!
ABOUT US
We help people find the best insurance plan for Health, Life, Home and Auto Insurance. We only contract with America's Top Rated carriers.
LICENSED: IL, TX, MI, NM, SC, AR
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CONTACT US
(331) 444-2831
info@landofinsurance.com
Chicago, IL
ABOUT US
We help people find the best insurance plan for Health, Life, Home and Auto Insurance. We only contract with America's Top Rated carriers.
LICENSED: IL, TX, NM, MI, SC, AR
CONTACT US
(331) 444-2831
info@landofinsurance.com
Chicago, IL